Get a Tax Credit to Help with Healthcare Costs

This program was created under the Affordable Care Act to assist taxpayers with insurance premiums and provides financial assistance to ensure individuals have access to health coverage. Consumers may shop for a qualified health plan using their discount that they receive in the form of a tax credit that is paid monthly to their insurance provider to assist with the monthly premium.

The Advance Payment of the Premium Tax Credit can only be used with plans purchased through the State-based Exchange, Your Health Idaho. The amount of the tax credit is based upon the individual’s estimated Modified Adjusted Gross income for the year. When tax filers file their taxes, a reconciliation will be done based on the actual income that is reported for their household.

Apply Online

  • Be prepared to provide this information with the application:
    • ID Card
    • Household Income
    • If applicable, Immigration Status
  • After you apply for a tax credit using the link above, visit Your Health Idaho to select an insurance plan. 

Apply over the Phone or In Person

  • Be prepared to provide this information with the application:
    • ID Card
    • Household Income
    • If applicable, Immigration Status

Apply by Mail, Email or Fax

  • Then Apply by either:
    •  Email: MyBenefits@dhw.idaho.gov
    •  Fax: 1-866-434-8278 (toll free)
    •  Mail: Self Reliance Programs, PO Box 83720, Boise, ID 83720-0026
  • Be prepared to provide this information with the application:
    • ID Card
    • Household Income
    • If applicable, Immigration Status

Eligibility

In order to qualify for an Advance Payment of the Premium Tax credit you must:

  • Live in Idaho
  • Be a tax filer
  • Have income between 100% and 400% of the Federal Poverty Level
  • Be a US Citizen or an eligible non-citizen
  • Be ineligible for employer sponsored insurance or any other government assisted health care (VA, Medicaid, TriCare, etc.)

 

There are different eligibility criteria you must meet in order to purchase plans on Your Health Idaho. Visit Your Health Idaho to learn more. 

Advance Payment of Premium Tax Credit (APTC)
2017 Benefit Year Income Limits
  Annual Tax Household Income
Household Size Minimum Income Maximum Income
1 $11,880 $47,520
2 $16,020 $64,080
3 $20,160 $80,640
4 $24,300 $97,200
5 $28,440 $113,760
6 $32,580 $130,320
7 $36,730 $146,920
8 $40,890 $163,560
ADDL+ $4,160 $16,640
Advance Payment of Premium Tax Credit (APTC)
2018 Benefit Year Income Limits
  Annual Tax Household Income
Household Size Minimum Income Maximum Income
1 $12,060 $48,240
2 $16,240 $64,960
3 $20,420 $81,680
4 $24,600 $98,400
5 $28,780 $115,120
6 $32,960 $131,840
7 $37,140 $148,560
8 $41,320 $165,280
ADDL+ $4,080 $16,720

 

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